Hridya Sharma
Bio
Stories (140/0)
Beyond the Numbers: Understanding the Societal Impact of Gender Disparities in Financial Literacy
Beyond the Numbers: Understanding the Societal Impact of Gender Disparities in Financial Literacy Although women have made great progress in the last few decades toward full equality, more needs to be done. The gender pay disparity in Europe is 12.7%. They are more likely to work in fields where wages are low and to encounter discrimination at work. In general, women have lower financial literacy than men. Many people lack basic knowledge of financial principles, with a significant gender gap in financial literacy. Women face unique financial challenges due to longer life expectancies, lower lifetime income, and career interruptions for child-rearing. This lack of financial knowledge puts women at risk of financial insecurity in retirement. Those with higher financial literacy are more likely to make better financial decisions, such as investing in the stock market and saving for retirement. It is important to understand women's level of financial understanding and address any gaps in financial skills.
By Hridya Sharmaa day ago in Viva
The Evolution of Consumer Behavior: A Deep Dive into Retail Therapy
Beyond Materialism: The Psychological Motivations Behind Retail Therapy Most people can understand the happiness that comes from purchasing something for oneself when we talk about needing some retail therapy. Can shopping truly improve our mood? Clinical psychologist Scott Bea, PsyD, affirms that shopping can have psychological and therapeutic benefits as long as it is done in moderation, according to research. Engaging in shopping activities, whether online or in person, can provide a psychological and emotional boost. Even just browsing can bring happiness, but it's important to be mindful of your spending habits. Dr. Bea outlines various explanations for the phenomenon.
By Hridya Sharma7 days ago in Journal
If you are overthinker- read this
Overthinking always plonks us into a negative spiral and makes us believe the worst of any scenario. It robs us of the joy of being in the present moment. If you are someone who actively struggles with overthinking and ruminating, here are some powerful affirmations that can help you put yourself at ease and be grounded in the present moment.
By Hridya Sharma7 days ago in Poets
Be where your feet are
Be where your feet are We often find ourselves either guilt-tripping in the past or ruminating about the future. The present is all that we have in our hands yet we tend to often forget the importance of living in the moment. In a world that constantly holds our attention, it becomes difficult for us to catch a moment of what our primary requirements are in the present, to catch a glimpse of what it is that we truly want for ourselves. Everything that you have ever dreamed of, wanted and will ever need, all of it stems from the present moment.
By Hridya Sharma10 days ago in Poets
21 lessons I learned in my 21 years of existence
I am 21. These are some reminders I give myself. 1)Be your light- Life fills us with moments of darkness and despair. There are times when we do not wish to strive and live the conniving thing called existence. Be your sunshine, light up your life with the courage of hope
By Hridya Sharma11 days ago in Poets
Gratitude
Gratitude To the ones, I am grateful to have in my life. Human existence is itself a convoluted rhythm of experiences that bring merriment and melancholy. It was often difficult for me to find goodness in moments of angst and dejection. Life is not always rays of sunshine, it was a mixture of light and darkness, hope and wistfulness, victory, and defeat, smiles and tears all placated in combinations in my existence. I believe contradiction is the beauty of mortality. The presence of dual forces has led to the creation of mankind. Humans are complex beings evolving every day and hustling towards their goals. But success means nothing to me if I did not have the right people to share it with. The ones who stood by me through thick and thin.
By Hridya Sharma11 days ago in Poets
Transformation: Embracing a New Chapter in Your Life
Transformation: Embracing a New Chapter in Your Life All of the negative emotional spirals and events in our lives are caused by the limiting beliefs that other people have ingrained in our minds about who we are, as well as the internal critical discourse we engage in about ourselves. These beliefs have their origins in a number of internal psychological issues that keep us from adopting an abundance mindset. It's critical to rewire our brains and reprogram our mindsets so that we can appreciate the circumstances we already have and are blessed with, rather than dwelling on past experiences or feeling unlucky or lacking.
By Hridya Sharma12 days ago in Writers
How Sustainability Can Drive Customer Engagement and Loyalty in 2024
The consumer market today is highly aware of the greenwashing and dishonesty in a brand and they prefer buying their products from establishments that support the growth of sustainability and authenticity in their core principles. As many as 73 per cent of consumers are willing to pay extra for sustainable products, and they prefer to purchase from sustainable brands, according to a recent First Insight report. Younger consumers are also more likely to base their purchases on social, environmental, and personal values. They are the ones bringing about this change and are vocal about selecting brands that share their values. Prioritizing sustainability helps brands win over these morally minded customers and future-proof their operations.
By Hridya Sharma12 days ago in Viva